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Over 130 years of proven experience. 

Our Focus

The SKA Financial Group focuses intensely on solving the success challenges of business owners, ultra- and high-net-worth individuals, and healthcare employers in California’s Central Valley. For more than 130 years, our firm has outlasted countless competitors, in good times and bad, to stand tall as the region’s first choice in insurance strategies and solutions.

Shepherd-Knapp-Appleton, Inc. was founded by B. Shepherd, B.F Knapp, and G.C. Appleton in 1889. To respond to today’s market demands, we have evolved into two complementary divisions: SKA Financial Services and SKA Employer Solutions. 


Generations of talented professionals have created a culture built on a deep-seated drive to search beyond the perceived boundaries of how people solve problems.

It takes critical thinking, judgment built on long experience, inspiration and a willingness to go far beyond the extra mile.

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