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Reimbursement vs Indemnity: Choosing the Right Long-Term Care Plan for your Needs

Updated: May 8, 2023

This blog goes into detail of the two different ways you can receive Long-Term Care benefits. Some insurance carriers offer Reimbursements, whereas other carriers offer Indemnity. If you would prefer to pay a relative or loved one for Long-Term Care support, then this blog will alert you to the importance of knowing what type of policy you'd need.


The importance of having a solution for addressing extended medical needs is often overlooked by many Americans. In fact, someone turning 65 today has approximately a 70% chance of needing some type of long-term care service. And as many as 20% will need care beyond 5 years. Long-Term Care is therefore important to plan for as we near our retirement.

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